Monday, August 18, 2025

Paying Interest

You have yourself some cash, and it is meant to go a long way and yet, somehow it doesn't take you past the finish line of paying your bills. How come?

Not making enough? Perhaps, but might I suggest that there may be a monster lurking that needs some slaying, known as Interest?

Look at that monster called Interest ... who called it that? Interest in what? The monster is interested in you alright, and wants to wring you dry of ever drop of your nervous energy, so that you feel frantic, and so disqualified from healthy functioning, that you give Interest more and more until you are shrivelled up, and ready to be blown away with the first gust of wind. 

You bought that thing and put it on your Interest laden credit card didn't cha? You wanted whats-it, and your line of credit shouted, Use me, I am ready to soak you for some extra Interest in recking your life! 

Interest is a loan shark. Interest is the mafia. Interest is the cloaked stranger hiding in the back alley ready to pounce and punch you out, as you pass-on-by. Interest has no business messing with you, unless of course, you give Interest, an invitation to come on into your life, your home, your car, your workplace, and boss you around; threatening you with financial crippling, as in, We gonna break your legs if we don't get us some kind of payment. Interest whispers, and then gets louder and louder until it is screaming, I OWN YOU, and I'M A GONNA HARASS YOU UNTIL YOU PAY BACK EVERY CENT, or go BANKRUPT.  

Interest is the ugly wicked step sibling that hangs around Principal Payment. Principal Payment is humble and honest, and stays somewhat silent, unless it is ignored. Principal Payment has something to say when a month or two goes by without snacking on some Repayment cash: it requires feeding, otherwise it gets hangry. When Principal Payment isn't fed, Interest turns up the heat, and both become enflamed with ravaging rage. 

Can you see it, the money monsters that tag team, wrestling you to the ground? Principal Payment holds his foot poised just above your neck, and Interest bends your leg in an unseemly twist, ready to wrench hard as you lay prone, face pressed into that filthy mat of Indebtedness. You must pay what you owe. The initial unspoken veiled threat of, You will lose everything, eventually turns itself into a broken discordant record, echoing the screeching message endlessly, All will be taken from you, if you don't feed us immediately, and often. 

You can slay this money monster. Interest doesn't have to have such an interest in your life, but you've gotta do things right, and by the books, if you want to slash and kill this imposing fella. 

1. Pay what you owe
2. Pay it fast, like your life depends upon it
3. Pay because you owe, not because Interest insists and Principal Payment is irritable
4. Pay like it is your responsibility, because it is
5. Cut out the interest, Interest has in your life, by never talking to it, courting it, promising it, dancing with it, ghosting it, ever again

By slaying Interest, you get a huge chest thumping gorilla off your back. Principal Payment must be addressed as a preferred customer, and eventually, you will be able to run through open fields of sunflowers, without the weeds of repayment grabbing at your ankles, with sticking thorns and thistles attaching themselves to you.. 

Slay Interest, and then Principal Payment, and walk as a freedman or woman, without owing anyone a thin dime, while owning what you worked to pay for.